Monthly Archives: August 2008

Free Gift Cards

By Jacob Allred | Published: August 5, 2008
Over the past sev­eral months I have been able to save a good amount of money by using free gift cards. NuRide Accord­ing to NuRide’s web­site: NuRide is the nation’s largest online rideshar­ing com­mu­nity where mem­bers are rewarded for shar­ing rides. NuRide is free to join and free to use and is sup­ported by spon­sors who reward NuRide mem­bers [...]
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“The rich ruleth over the poor, and the borrower is servant to the lender.”

By Jacob Allred | Published: August 2, 2008
The rich ruleth over the poor, and the bor­rower is ser­vant to the lender. –Proverbs 22:7 Most finan­cial blogs focus on the evils of credit. How­ever, these blog­gers are only writ­ing from the per­spec­tive of the bor­rower. As long as you are hon­est in your lend­ing and do not try to take advan­tage of oth­ers, then [...]
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Preparing A Budget

By Jacob Allred | Published: August 1, 2008
On the rec­om­men­da­tion of sev­eral friends, I’ve pur­chased You Need A Bud­get (YNAB) to help me cre­ate and man­age a budget. The soft­ware was only $39.95, which is sig­nif­i­cantly less expen­sive than other finan­cial soft­ware pack­ages, and focuses more on the bud­get than on the trans­ac­tions. It also has a 60-day money back guar­an­tee in case [...]
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